Excel + Google Sheets + Printable PDF
First-Time Home Buyer Planner + Mortgage Comparison
Buying your first home is a lot of numbers and a lot of decisions. This planner keeps them in one place: the full monthly cost (not just principal and interest), the cash you'll need, a side-by-side Loan Estimate comparison, and a scorecard for every home you tour.
$3.99
Features
- Full monthly cost: P&I, taxes, insurance, HOA
- Your own comfort-limit budget check
- Down payment + closing cost savings plan
- Loan Estimate comparison (3 lenders)
- Weighted house-hunting scorecard
- Readiness + closing checklists
How it works
- Check your readiness and set your own comfort limit.
- Estimate the full monthly cost of a home.
- Plan the cash for down payment and closing costs.
- Compare lenders and score homes side by side.
What you get
- KM-First-Time-Home-Buyer-Planner.xlsx: Payment, Savings Plan, Lenders, and Scorecard tabs with an Instructions tab, filled-in Example tabs, and blank 'My' tabs
- 5 printable pages in US Letter and A4: readiness check, savings plan, house-hunting scorecard, Loan Estimate comparison, under-contract checklist
- 1-page How-to PDF with your Google Sheets copy link
Details
| Formats | Excel + Google Sheets + Printable PDF |
|---|---|
| Printable pages | 5 (US Letter and A4) |
Good to know
- Instant digital download. No physical item will be shipped.
- Works with Microsoft Excel (desktop) and Google Sheets (free Google account). No macros. Formula cells are locked (no password).
- Colors may look slightly different on your screen and printer.
- For personal use only. Please don't resell or share the files.
The companion workbook to our plain-English book Mortgage Clarity (on Amazon).
Refunds
These are instant digital downloads, so all sales are final. If a file won't open or is damaged, email service@kmfinancialgroups.com within 30 days and we'll send a replacement or refund your purchase.
Related book
IMPORTANT: Educational planning tool only. Not financial, mortgage, tax, legal, real estate, or investment advice, and not a loan offer or pre-approval. Payment figures are estimates from the numbers you enter; your lender's Loan Estimate and Closing Disclosure are the official numbers. Talk to a licensed lender, a real estate professional, and (if needed) an attorney or tax professional before you decide. Example numbers are made up and are not current rates or prices; your results will vary.
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Get the free Monthly Budget Planner (Lite)
A one-page monthly budget for Excel, Google Sheets or paper. Join the K&M Financial Newsletter and we'll email you the free Monthly Budget Planner (Lite), plus occasional notes when a new book or template is out. No spam. You're subscribed as soon as you sign up, and you can unsubscribe anytime (every email has an unsubscribe link). Educational, not financial advice.