Excel + Google Sheets + Printable PDF
Debt Payoff Tracker
List your debts once and see two popular payoff orders side by side: Snowball (smallest balance first) and Avalanche (highest interest rate first). Then pick the one that fits you.
$5.99
Features
- Snowball AND avalanche plans from one debt list
- Payoff month for every debt, both methods
- Debt-free date + total interest comparison
- Month-by-month schedule (up to 10 debts, 30 years)
- Flags minimums too low to cover interest
- Progress % and charts
How it works
- Enter each debt's balance, APR, and minimum payment, plus any extra you can pay each month.
- Compare months until debt-free, debt-free month, and total interest for both methods.
- See the payoff month for every debt and a month-by-month schedule.
- Update current balances anytime to watch your % paid off grow.
What you get
- Spreadsheet (KM-Debt-Payoff-Tracker-Snowball-Avalanche.xlsx) with an Instructions tab, a filled-in Example tab and a blank tab for you
- Printable PDF in US Letter and A4: ink-friendly pages to fill in by hand
- 1-page How-to PDF with your Google Sheets copy link
Details
| Formats | Excel (.xlsx), Google Sheets and printable PDF |
|---|---|
| Works with | Microsoft Excel (desktop) and Google Sheets (free Google account). No macros. |
| Printable sizes | US Letter and A4 |
| Protection | Formula cells are locked so they don't get erased by accident (no password; you can unprotect them) |
| Delivery | Digital download. No physical item is shipped. |
| License | Personal use only. Please don't resell or share the files. |
The plan is an estimate based on the numbers you enter; real statements will vary a little.
Refunds
These are instant digital downloads, so all sales are final. If a file won't open or is damaged, email service@kmfinancialgroups.com within 30 days and we'll send a replacement or refund your purchase.
Related book
Want all six? See The Money Template Bundle (All 6).
Educational tool, not financial, tax, or investment advice. The templates do the arithmetic you set up; the numbers, and the decisions, are yours. Informational only. Not personalized financial, legal, investment, or tax advice.
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