The Monthly Money Map
A Plain-English Guide to Budgeting Each Month, Tracking Cash Flow, and Building an Emergency Fund
See the whole month, before it happens.
There's a moment almost everyone has had. It's the twenty-third, you check your balance, and the number is smaller than the number in your head. You didn't do anything wrong. You just couldn't see the month coming. The Monthly Money Map builds that picture.
Inside
- What actually lands in your account, and when
- Where your money really goes, found from your own statements
- The once-a-year expenses that are invisible eleven months out of twelve, and quietly wreck most budgets
- Four ways to budget, how to pick one, and the honest weakness of each
- The difference between a timing problem and a real shortfall, and the different fix each one needs
- How to start an emergency fund from nothing
- Where to keep savings so it's both safe and reachable, including what deposit insurance actually covers
With charts, official sources, and a ten-part month-long worksheet you can write on.
Informational only. Not personalized financial, legal, investment, or tax advice.
Templates that go with this book
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